Digital assets carry risk
Digital assets and stablecoins carry risk and are not guaranteed to hold value. Their value can fall, sometimes quickly and significantly, and you could get back less than you put in - or lose it entirely.
Stablecoins can lose their peg
A stablecoin is designed to track the value of another asset, such as the US dollar, but that link is not guaranteed. A stablecoin can lose its peg and trade below its intended value.
Currency and conversion (FX) risk
When you convert between currencies or between digital assets and dollars, the rate changes over time. The amount you receive depends on the rate at the moment of conversion, and that rate can move against you.
Not a bank; no deposit insurance
Paisy is a financial technology company, not a bank. Funds and digital assets held with Paisy are not covered by deposit insurance. If value is lost, there is no deposit-insurance scheme that will refund it.
On-chain transactions are irreversible
Transactions on a blockchain cannot be reversed once sent. If you send to a wrong address, on an unsupported network, or on the wrong chain, the funds can be permanently lost and we may be unable to recover them. Always check the address and network before you send.
Securing your access
Keeping your account safe is partly your responsibility. Protect your device, your credentials, and any recovery details. If someone gains access to them, they may be able to access your funds.
Fees reduce value
Fees - including network, conversion (FX), and other charges - reduce the value you receive. Fees are illustrative and being confirmed. (confirm - fee schedule)
Not investment advice
Nothing in this page is investment, tax, or legal advice. We do not recommend whether to buy, hold, or sell any digital asset. Decisions you make are your own, and you should seek independent advice if you are unsure.